A single hospitalisation can wipe out years of savings. Health insurance is not optional — it is the essential shield that protects everything else in your Financial Thali.
Here is what makes this solution essential for your Financial Thali.
Access a network of 10,000+ hospitals nationwide for cashless treatment. No out-of-pocket expenses for covered procedures during emergencies.
Receive a lump-sum payout on diagnosis of 30+ major illnesses including cancer, heart attack, and stroke — regardless of actual treatment costs.
Cover your entire family — spouse, children, and parents — under a single premium with a shared sum insured, reducing overall cost significantly.
Premiums for self and family qualify under Section 80D (up to ₹25,000), and additional ₹25,000–₹50,000 for parents, offering substantial tax savings.
Concrete features, coverage values, and tax advantages you need to know.
Individual Cover: ₹5L to ₹1 Crore Flexible sum insured options designed to match Delhi NCR hospital costs and your family's health history.
Family Floater: Starting ₹12,000/year A family of four can be covered comprehensively for under ₹1,200 per person per month with the right plan.
Tax Benefit: Up to ₹75,000 Under 80D ₹25,000 for self/family + up to ₹50,000 for senior citizen parents — one of the highest tax deductions available.
Pre & Post-Hospitalisation: 60/90 Days Expenses incurred before admission and after discharge are covered for 60 and 90 days respectively.
No-Claim Bonus: Up to 100% Your sum insured grows by 10–50% each claim-free year, effectively doubling protection without additional premium.
Day Care Procedures: 500+ Covered Modern treatments that don't require 24-hour admission — dialysis, chemotherapy, cataract — are fully covered.
We are your Financial Guardian, not a product pusher. Every recommendation is rooted in your Financial Kundli.
Group health insurance ends when your job does. We ensure you have personal coverage that travels with you throughout life, irrespective of employment status.
Pre-existing conditions, family medical history, and age influence your ideal plan. We analyse your specific health profile before recommending any product.
If you have basic employer cover, a super top-up plan can multiply your protection at a fraction of the cost of a fresh individual policy.
We help you navigate policy renewals and port to better insurers without losing accumulated waiting period credits — a critical but often overlooked service.
Get a personalized recommendation based on your Financial Kundli. No product pitches. No pressure. Just clarity on what's right for you.